Free tool · Pricing

Freelance hourly rate calculator

Reverse-engineer the hourly rate you need from your target take-home income.

Your situation

Edit any field — the rate updates instantly.

Target take-home income (per year)

₹

That's ₹1,00,000 per month after expenses.

Annual business expenses

₹

Software, internet, coworking, accountant, hardware depreciation.

Working weeks per year48 weeks

That's 4 weeks of holiday + buffer.

Hours per working week40 hrs

Total working hours — billable + non-billable combined.

Billable hours (% of working hours)60 %

Real-world freelancers bill 50–70% of working hours. The rest goes to sales, admin, and revisions.

Effective tax rate0 %

Set to 0 if you use 44ADA presumptive scheme on ≤ ₹50L. Else use your effective rate.

Your minimum rate

To hit ₹12,00,000 take-home this year, you need to charge at least:

₹1,150/ hour

Rounded up to the nearest ₹50 for negotiation comfort.

Per 8-hr day: ₹9,167
Per month gross: ₹1,10,000
Billable hrs / year: 1152 hrs
Gross income needed: ₹13,20,000

Your rate: ₹1,150/hr — invoice clients at this rate directly in Stackivo

Send invoice free

Reality check

This is the floor, not the ceiling. Charge more for: senior expertise · rush work · scope risk · clients who pay slowly · projects you don’t love. Tip: never quote the same rate to two different client tiers.

Now go bill at the right rate.

Stackivo turns the hourly rate above into GST-ready invoices, with automated reminders so clients actually pay. Free forever for your first 5 clients.

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